Insurance Center

If your cancer has been successfully treated, and you are in good health, you can probably obtain a cancer life insurance policy. In fact, insurers may compete for your business.

To ensure that medical underwriters have the most complete picture of you, your health, and your cancer history, get all your medical records before you apply. This will reduce delays in your application process, because your life insurer is going to request them and will wait for them.

The American Cancer Society estimates doctors will diagnose over 1.4 million new cases of cancer in the U.S. in 2007, with more than 559,650 cancer-related deaths. If you are among the majority of cancer patients and survive for at least five years following your diagnosis, you may face another fight: buying life insurance.

It doesn’t take too much to sort out your health insurance. The easiest way to start is to call your state insurance office and ask them about the health insurance options that are available. In addition to giving you a run down of the types of insurance available, they will also probably be able to give you a comparison sheet of the companies that offer insurance in your state and the general prices of insurance coverage.

Make a list of the top 5 things you want in your health insurance policy. These could include:

o Being able to stay with your current doctor

October 24, 2008
Chubb Corp., just as many other property and casualty insurance companies, saw its third quarter profit diminished by investment losses such as those from Hurricane Ike, nevertheless however, the New Jersey-based insurer still came out with $264 million in net income, in addition to 300 million in operating income. Its combined loss and expense ratio was under 100 percent.

A recent health survey of corporate employees carried out by the National Business Group On Health has discovered that over half are concerned about their health and are doing something to improve it, and have been for at least a year. The survey also found that there is an issue among workers of growing levels of stress that is clearly an issue employers will have to address. This is especially true as employees are becoming increasingly concerned with regard to the current economic crisis.

Employers today are dealing with rules that have been introduced regarding funding of pensions, introduced in 2008. Today, corporations and to fund their pensions with regard to the value of plan assets as they relate to liabilities (the present value of retirement payouts as projected, based on accrued benefits). Under the old funding rules, pension sponsors could use a five year period to smooth their asset values based on market returns.